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How to Find a Credit Card according to Personality so that More Profit



Credit cards are no longer seen as vicious cards, but as practical payment instruments with various benefits. Credit cards are issued with a variety of different benefits that can be selected according to the needs of its users. The limits offered are even more diverse, even people who have an income below the minimum wage can apply and feel the benefits of a credit card. The purpose of having a credit card is not just to be able to feel special discounts, reward points, 0% installments or cashback, but also to make your financial health and be more efficient.

It must be remembered that a credit card that has a lot of promos does not mean a card that can meet your needs and be financially healthy but that is suitable for your income and suitable needs. For this reason, it is important to select the type of credit card and benefits that suit your needs before applying for a credit card.

 

1. The Shopaholic

Shopping

If you are a hobby of shopping certainly do not have to think twice, immediately apply for a credit card. Credit cards not only make payment transactions easy but can also cut a lot of your shopping costs with various discount offers and promos.

The required credit card benefits:

  • Low interest
  • Reward
  • Cash back
  • Retail / petrol discounts

 

2. The Smart

If you are this type of person, a credit card would be a perfect weapon for you to manage your finances and reduce expenses by sharing discounts and promos. Usually those who have this personality must have many advantages in their credit cards, especially in spending monthly needs to be more profitable.

The required credit card benefits:

  • Reward
  • Cash back
  • Travel reward
  • Retail / petrol discounts

 

3. The Traveler

flight loan

For those who like traveling, remember that not just any credit card can be applied, especially if traveling is already open to being a hobby, but part of the job. Choose a credit card that is intended for traveling so you are not only more comfortable but also economical in running a hobby on this one:

The required credit card benefits:

  • Travel reward
  • Airport Lounge
  • Corporate credit cards (business travel)

Each bank offers different travel rewards on its credit card, which can be in the form of special discounts on airline tickets to accommodation, miles accumulation and travel insurance. Choose the one that suits your needs.

 

4. Stingy

For individuals, this one usually only uses credit cards because of the ease of doing transactions, and usually not too often take advantage of other benefits such as discounts or cashback because they will only buy what is needed. For this type will actually avoid credit cards with too much profit to avoid the temptation of shopping.

If you happen to be the owner of this personality, here are the credit card criteria you should look for:

  • Low interest
  • Free annual fee for life

 

5. Housewife

5. Housewife

It can not be said as a personality, but for this one later when you are married and need a credit card when managing finances and save your family expenses later. Many banks have issued credit cards that are specifically for families.

Merchants who are invited to work with most supermarkets and retails are not malls or cafes to hang out that are usually owned by credit cards usually. For those of you who are going to have a family, here are the credit card criteria that you must have:

  • Low interest
  • Reward
  • Cashback
  • Retail / petrol discounts

 

Be Wise in Choosing a Credit Card

In choosing a credit card, many people end up losing money because they are too focused on the benefits offered, not because the credit card suits their abilities and needs. Every credit card certainly has flaws and risks that can be avoided if you choose and use it wisely.

Be a smart customer and use a credit card not as a source of prestige or waste, but as a payment tool that can improve your personal or family finances.

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